August 15th, 2008

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a spent kind of tired

Friday, August 15th, 2008

Today was the double whammy: closing on the refinance and my boys’ birthday party.

I tend to approach major financial decisions with a debilitating combination of irrational fear and panic. Given that our estimated closing costs varied wildly today from three times what I anticipated all the way down to a third of the original estimate, I was a mess.

Thanks to our good friend Brian (and if you need a finance guy, boy do I recommend him!), we ended up on the low end of the out-of-pocket range. That’s some kind of black magic, making a mortgage point disappear in just three hours.

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