Today was the double whammy: closing on the refinance and my boys’ birthday party.
I tend to approach major financial decisions with a debilitating combination of irrational fear and panic. Given that our estimated closing costs varied wildly today from three times what I anticipated all the way down to a third of the original estimate, I was a mess.
Thanks to our good friend Brian (and if you need a finance guy, boy do I recommend him!), we ended up on the low end of the out-of-pocket range. That’s some kind of black magic, making a mortgage point disappear in just three hours.